Bad Credit Car Loans & Financing at Basil Family Dealerships in NY

Good people sometimes run into tough times, Basil Family of Dealerships can help you!
No matter if your credit score is less than perfect or even if you have no credit history at all – you’ve probably experienced how most dealerships treat you based on your credit. It’s common for other dealers to say that there’s nothing they can do for you and direct you towards the nearest exit. While it’s true that having a bad credit score or a lack of credit history can make it more challenging to secure financing – it’s still very possible! Many of the problems with securing auto financing comes from the dealership not having access to lenders that are dedicated to helping drivers with bad credit or no credit. Basil Family Dealerships are here to help you get the financing you need to get behind the wheel of your next vehicle.
How to Get a Car Loan with Bad Credit or No Credit
The only thing that stands between you and your next vehicle shouldn’t be your credit score. Although it’s not impossible to secure an auto loan for your situation, the best solution is to work with a specialized lender that has the ability to custom-tailor a loan to suit your needs. These lenders are smaller and have a better ability to offer loans which meet your requirements, similar to a credit union. Some of our locations offer in-house financing and leasing, giving you even more options for getting behind the wheel of a new vehicle.

Sounds Excellent! Where Do I Start?

Step #1 – Use Our Online Payment Calculator
After you spend some time browsing our extensive inventory of new and pre-owned vehicles, you can use our Monthly Car Payment Calculator to get a better idea of how your new car will fit your budget requirements. You’ll have no issues estimating your monthly car payments, comparing offers, and choosing the perfect new vehicle!

Step #2 – Apply for Financing
After you visit the Finance Department section of our website, you’ll find a finance application listed for each of our locations. There’s also a helpful Value Your Trade tool which can provide you with a better idea of what your financial situation will look like with your trade-in included. You can trust our team of finance experts to work alongside you to find a loan or lease on your next vehicle.

Step #3 – Contact Our Finance Department
Still need some help when applying for financing? Simply use the Contact Us link below and a member of our Finance Department will reach out to you shortly to answer your questions. Our goal is to help make it easier to get behind the wheel of a vehicle that you love at a price that makes the most sense for your financial goals and budget.